Social security is a state-organized system designed to protect individuals against various risks they may encounter throughout their lives. These risks include illness, unemployment, old age, disability, and death. The aim of the social security system is to ensure that individuals are economically supported and their living standards are maintained when they face such risks.
Objectives of the Social Security System
Providing Income Security: Social security offers income security to individuals by providing regular income during retirement or when they are unable to work. This includes old age, disability, and incapacity.
Facilitating Access to Healthcare Services: The social security system ensures that individuals have access to necessary healthcare services in case of illness and health problems. Contributions to health insurance help individuals meet their medical needs.
Protecting Families: Social security also ensures the protection of family members. Support provided especially for widows and orphans prevents families from facing financial hardship.
Mitigating Unemployment: Unemployment insurance provides financial support to individuals who lose their jobs for a certain period. This support is crucial for individuals to maintain their livelihoods during the job search process.
Components of the Social Security System
Retirement Insurance: A system that ensures employees receive a pension when they reach a certain age or are unable to work.
Health Insurance: A system established to enable individuals to benefit from medical services in case of illness and health problems.
Unemployment Insurance: A type of insurance that provides financial support to individuals who lose their jobs until they find new employment.
Disability and Survivors’ Pensions: Includes aid for those who lose their working capacity and for the family members of insured individuals who have passed away.
Conclusion
The social security system is crucial for protecting the economic and social welfare of individuals and families. This system strengthens social solidarity and ensures a more secure future for everyone. Benefiting from the social security services provided by the state offers significant long-term advantages for both individuals and society. Social security contributions serve as an important insurance against future uncertainties and are one of the cornerstones of societal peace.